Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a VA Dependent Care benefits program. CHAMPVA covers the cost of health care for the spouse or child of a Veteran who has disabilities or is deceased.
Claims
The VA encourage beneficiaries to have their provider(s) file claims directly with CHAMPVA.
Dependent Eligibility
Dependents may only be eligible for health care through CHAMPVA if they don’t qualify for TRICARE and at least one of the descriptions listed below is true.
A service-connected disability is a disability that the VA concluded was caused—or made worse—by the Veteran’s active-duty service. A permanent disability is one that’s not expected to improve.
Note: A Veteran who is the qualifying CHAMPVA sponsor for their family may also qualify for the VA health care program based on their own Veteran status. If two spouses are both Veterans who qualify as CHAMPVA sponsors for their family, they both may now qualify for CHAMPVA benefits. Each time they need medical care, they may choose to get care through the VA health care program or using their CHAMPVA coverage.
Resource: https://www.va.gov/COMMUNITYCARE/programs/dependents/champva/index.asp